Donald A. Davis, Attorney at Law, Raleigh, NC - Bankruptcy, Chapter 7, Chapter 13

 

Can Creditor Harassment Be Stopped?  

When a person gets behind in paying his debts, creditors begin to take various actions to collect such as telephone calls at home or work; personal contact by bill collectors creating embarrassment in front of family and friends, fellow employees or your employer.

Cosigners may be called upon to make payment. Foreclosure proceedings may be started against your home. Cars, furniture, jewelry, appliances, or other personal items may be repossessed. If you owe the IRS or other taxing authorities, they may garnish your wages, put a lien on your property, seize your bank account or even close your business.

Lawsuits can be filed and judgments can be taken against you. The filing of Bankruptcy or Chapter 13 Plan automatically stops a creditor from further collection efforts - no more phone calls, letters, bills, bill collectors, lawyer, foreclosures, repossessions, garnishments, or seizures by the IRS, lawsuits or judgments. You have protection provided by the law.

A Federal and State Approved Agency providing DEBT RELIEF under Federal Bankruptcy Law for over 30 years!

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