What Will Filing For Bankruptcy Cost?  

First, filing Bankruptcy or for Debt Relief is a complex procedure. Cost should not be your first consideration. On the other hand, money (or lack of it) is exactly the problem anyway! Most attorneys who practice in this area of law will give you a free consultation at no cost to you and with no obligation on your part.

After talking with you, they can recommend what legal steps, if any are appropriate for you, and they should at that point be able to give you a complete explanation of all of the costs involved. Ask! You are entitled to know. The court monitors attorney’s fees in Debt Relief and Bankruptcy cases, so any attorney must keep his fees reasonable. Nevertheless, there may be a substantial variation of fees from one lawyer to another. 

Typical fees in a personal Chapter 7 Bankruptcy case may vary from $1200 to $1,500, plus court filing fees. Most experienced Bankruptcy attorneys require their fees to be paid in advance, but you may be able to break it down into a few payments. Many attorneys, who handle Chapter 13 Debt Relief cases, will only require a small portion of the fee, plus court filing fees, to be paid in advance. 

The balance of the fees, which are set and approved by the court, will be paid over a period of time from the plan payments. Even though you are pressed financially, most people who need help CAN find a way to file either Chapter 7 Bankruptcy or a Chapter 13 Debt Relief Plan. Do not let your fear of talking to a lawyer or of having to pay some "huge" fee hold you back from getting the information and help you need. 

A Federal and State Approved Agency providing DEBT RELIEF under Federal Bankruptcy Law for over 30 years!

Return to Bankruptcy FAQ